Many new clients come to me when they have exhausted all other avenues. Sometimes they are overwhelmed with the minimum payments and do not see how they can come out on the other side. Other times it much more pressing. They may have been served with a lawsuit or worse their wages are being garnished. Their house may be in foreclosure or they have a looming tax debt. Whatever brings them to my door it is usually the hardest decision they have to make. But there is hope. Bankruptcy is not a bad word. It's a tool to give you a fresh start and to help people get back on their feet.
A common question people have about bankruptcy is: What assets will I be able to keep? Many people are mislead to believe that bankruptcy can only make problems worse by causing them to lose their home, vehicles or their ability to ever qualify for credit, again. This could not be further from the truth. In fact, those filing under Chapter 7 or Chapter 13 in Florida, can keep almost everything depending on your specific case.
If you have any questions on the topic of bankruptcy exemptions or are in a financial crisis and considering filing for bankruptcy, contact us at 305-822-5513 or www.jclawmiami.com. It's a free consultation and you will meet with me personally to go over your current financial situation and ways that our representation could help.
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